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The Best Part Time Jobs for Students

Filed under: Budgeting & Planning, Careers, Back to School

Heading back to school means seeing old friends, having new challenges and spending money on rent, books, necessities and all those unpredictable expenses to get through school.

How does one make some money and not have to call the parents for a loan? For university students, there are more options to make an extra dollar to keep a bank account in the black instead of the red.
Start with the tried and true – Kijiji and Craiglist. Both offer an updated list of part-time and casual job opportunities in towns and cities across Canada that can fit into a student schedule. Students can also list their services – from tutoring to yard work, there are many people looking for help around the house.
But, both have their downsides – with some listed jobs paying very little or are offering work experience and not any payment. Both sites are trying to keep scammers off their websites, but students need to be vigilant about any job that sounds too good to be true.
Students should definitely consider the on campus job board – not just for businesses who are close to campus, but for positions on campus – working for various departments or via on-campus amenities such as the restaurants or multi-use facilities which may need students for security, service or organizational work on a part-time or casual basis.

How to Survive First Year University

Filed under: Health, Back to School

University or college is completely different from highschool – the expectations are high, the costs are high and the distractions are many.

Add in moving to a new city and living in a dorm, all this change can prove too much to handle.So where to turn for help? Friends and family are definitely always there, but if you're trying to find a sympathetic resource with a click of the mouse, iCopeU has been created for you in mind.

Fanshawe College is the first post-secondary university to enlist iCopeU for their students, an online resource website to help with mental, emotional and physical problems that can occur with college students.
The site features a series of videos and games to test your knowledge of mental health issues and offer up support and information.

What Does a Princess Do When the Bank of Dad Is Closed?

Filed under: Credit Cards, Debt, Family Finances, Saving, Shopping

Fans of Til Debt Do Us Part will be happy on two counts. The show, hosted by Canadian money guru Gail Vaz-Oxlade, has returned for its 9th season on Slice TV this fall and Slice has booked Vaz-Oxlade to host a second personal finance makeover show called Princess that debuts Tuesday, Sept. 7 at 9 a.m. ET.

Princess will deliver even more of Vaz-Oxlade's salt-of-the-earth financial advice. Til Debt Do Us Part has only half an hour per episode to show the financial makeover from all the hours that were shot, while Princess is an hour-long show based on six weeks worth of filming.

Interventions

In each episode, Vaz-Oxlade is asked to stage an intervention to help a "Princess" mend her selfish, spending ways and stop racking up thousands of dollars in credit card debt that she expects her family, husband, or fiancé to pay for. Princesses who succeed at turning over a new leaf during Vaz-Oxlade's financial boot camp get $5,000 to help pay down debt.

HGTV's Scott McGillivray Talks Income Property and Becoming a Landlord

Filed under: Budgeting & Planning, House & Home, Real Estate

Buying a house with an income property is one way to get into the property market. However, just buying a house and expecting to find tenants isn't as easy as it seems. Scott McGillivray, host of HGTV's Income Property shares his expert advice with Walletpop and potential landlords.

Think Before Buying

Don't rush into buying a home with an income property expecting the suite to help pay the mortgage. This is not the best strategy according to McGillivray. "People are getting themselves into trouble buying property," he says. "I tell people that income property is a bonus. You should be able to afford your home without relying on the money from the income suite." That way, if your regular income stops, the money from the income property can support you and help with your mortgage until you're back on your feet. .

Vanishing in America

Filed under: Weird & Wonderful

There's something about Labour Day that makes us nostalgic for the old days. The way life used to be - the very rhythm of our lives - was in part dictated by the stuff that surrounded us. All that is changing everyday, as new technologies replace old, and new ideas forge real changes in our environments and workplaces. Here's a gallery of things that are disappearing from our lives, for better or worse. Have a look and see if there are any other things that have vanished in recent years that you actually miss, and leave us a comment.

Money More Important Than Kids In Divorce, Survey Finds

Filed under: Budgeting & Planning, Family Finances

I came across an interesting survey this week that found that money is by far the most important issue in the divorce process. There's nothing too surprising about money being an important issue for divorcing couples -- it has long been said that arguments about money are key factors leading to the break-up of a marriage in the first place. But what surprised me about this survey was how low a priority was given to children.

The survey of 2,100 Canadians on the website Divorcechoices.com found that 94% of respondents believed money was the most important factor to them in the divorce process. Only 3% said kids were the most important factor, followed by the emotional aspect and legal issues, both on 1%.

Now I know that not all divorcing coupled have kids to worry about, but even taking that into account, 3% seems rather low. Or perhaps the divorcing couples have already come to an agreement about custody and the kids' emotional welfare and only have money left to argue about. Who knows? What is clear, is that money is a huge concern for divorcing couples -- and I'm not just talking about settlements -- I'm talking about the cost of getting a divorce as well.

Pre-Order a New iPod, Get 20% Off Accessories

Filed under: Bargains & Freebies, Bargains, Daily Deal, Technology

In case you don't have an uber geek in your life who already chatted your ear off about this topic: Apple recently launched a stylin' new generation of iPods.

I'll spare you the specs, but if you want to know more about the products, go here.

If you're ready to order one RIGHT NOW, you can pre-order from Future Shop and get an additional 20% off any headphones over $100 or iPod docks over $150. Simply enter the code "fsipodbundlediscount" when you check out. To get started, click here.

Future Shop's website says the deal is for a limited time only, and it's an online exclusive.

Don't forget to download some of these free tunes!

Favourite Links: How to Avoid Weird Tenants, Invest in Corporate Bonds, Merge Family Finances and More

Filed under: Budgeting & Planning, Family Finances, Investing, Real Estate & Mortgages, Real Estate

Weird Tenants and How to Avoid Them

If you own a rental property or have a rental suite helping you pay your mortgage, you might think that any tenant who pays their rent on time is a good tenant. You would be wrong, and Landlord Rescue explains why in this post about weird potential tenants and how to avoid them. There is a handy list of the eight types of tenants you should avoid.

A Primer on Corporate Bonds

If you're thinking about adding bonds to your portfolio and are wondering how corportate bonds could fit in, our friends over at Million Dollar Journey have put together a lovely Primer on Corporate Bonds. Corporate bonds are not as stable as government bonds and not all corporate bonds are created equal.Did you know companies have credit ratings just like you do? One of the first things this primer talks about is how to check a company's credit rating before buying their bonds.

The Other Canadian Dollar Stores - Part Two

Filed under: Bargains, Economizer, House & Home, Shopping



I've got four Dollarama stores within easy driving distance from me and one or two independent dollar stores in town. It's easy to forget that there are other dollar store chains out there. I found four of these stores, one of which I'd never heard of before and set out to investigate. Here's what I discovered about the other Canadian dollar stores:

The Great Canadian Dollar Store - This dollar store has 104 locations across Canada and has its head office in Victoria, B.C. The website is dedicated to franchise opportunities, so it's not much help to the average consumer.

The Great Canadian Dollar Store is very much like Your Dollar Store With More in that, besides the usual things selling for a buck, like cards and wrap, they also sell items for much more than $1. I think the biggest difference between the two stores is that The Great Canadian Dollar Store has more and nicer gift ware items like large carved or metal candlesticks but you're gonna pay for them.



Who Chooses As Seen on TV Products?

Filed under: Shopping

Infomercial king A.J. Khubani does not like to play the role of dream destroyer (ahem, Simon Cowell), but he has little choice at the company's bi-monthly "inventors days" where would-be entrepreneurs pitch what they hope will be the next Snuggie or Pocket Fisherman in an American Idol-style competition.

Khubani, the 49-year-old CEO of TeleBrands (the company that brings you all of those 'As Seen On TV' products), has a keen eye for spotting a blockbuster product. He learned from one of the greatest pitchmen on television, the late Billy Mays, and he has scored some big hits including the Ped Egg, a foot callous scraper that has become the company's best-selling product ever and the Windshield Wonder car window cleaner.

But he doesn't always get it right. Much to Khubani's dismay, he passed on the Snuggie, the blanket with sleeves that has engendered an almost cult-like following.