Small Ways to Curb Impulsive Spending

It's not the everyday spending that knocks us off track and kills our budget, it's the implusive, got-to-have-it-now shopping that does it.

I've been guilty of this. It's late at night, I'm browsing online at some of my favourite stores, I'm tired, my willpower is absolutely gone and...*click* now I've bought something ridiculous and unnecessary. It's always something I regret purchasing and have to return at great inconvenience.

Life is too short not to indulge, providing it's in your budget but impulsive spending can put a serious dent in your wallet. There are small ways you can prevent detrimental, impulsive spending.

SLIDESHOW: SIX WAYS TO CURB IMPULSE SPENDING

Six Steps to Curb Impulsive Spending