Walletpop Canada http://www.walletpop.ca/blog Walletpop Canada http://www.walletpop.ca/blog/media/feedlogo.gif Walletpop Canada http://www.walletpop.ca/blog en-us Copyright 2012 Weblogs, Inc. The contents of this feed are available for non-commercial use only. Blogsmith http://www.blogsmith.com/Who Gets Credit Counseling?http://www.walletpop.ca/blog/2012/02/05/who-gets-credit-counseling/http://www.walletpop.ca/blog/2012/02/05/who-gets-credit-counseling/http://www.walletpop.ca/blog/2012/02/05/who-gets-credit-counseling/#commentsFiled under: , ,

You might be surprised by this but people from virtually every walk of life have been known to get credit counseling help.

It seems everyone out there is working to rack their debt up to record levels lately. With that development, we're also starting to see a boom in the number of debt settlement companies hanging out a shingle in an effort to attract new customers.

Those working in credit counselor positions say their service is primarily about financial rehabilitation, not the quick fix being promoted by a lot of new debt settlement companies operating in Canada. In reality, the "solutions" promoted by debt settlement organizations, often require you to push your accounts into default before settling. The process isn't a quick one and, arguably, it isn't much of a fix either.

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Who Gets Credit Counseling? originally appeared on Walletpop Canada on Sun, 05 Feb 2012 14:58:00 EST. Please see our terms for use of feeds.

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]]>credit counselingcredit counsellingCreditCounselingCreditCounsellingdebt settlementDebtSettlementFacebookFinanceTwitterKate McCafferySun, 05 Feb 2012 14:58:00 ESTDebt Settlement: Important Questions to Askhttp://www.walletpop.ca/blog/2012/02/02/debt-settlement-important-questions-to-ask/http://www.walletpop.ca/blog/2012/02/02/debt-settlement-important-questions-to-ask/http://www.walletpop.ca/blog/2012/02/02/debt-settlement-important-questions-to-ask/#commentsFiled under: ,

On the surface, it seems simple: Pay off your debt and keep it paid off. For anyone mired or wallowing in a debt hole though, such advice sounds trite, almost laughable and easily dismissed.

There are a number of ways people get stuck in this murk. Put aside for a minute that a huge amount of revolving credit is made readily available to virtually every member of society (it's not all that difficult to find stories about companies accidentally issuing platinum credit cards to babies, deceased grandmothers and the family dog). Sometimes it's the simple and unfortunate life events, those which can happen to just about anyone, that drive a lot of people into positions where they need help.

Given how widespread the problem is, it's not all that surprising to see a whole industry of debt settlement specialists springing up online, on the airways and in advertising just about everywhere you turn.

Some of these companies are legit but a lot of them are predatory too, promising to dispense with a would-be clients' debt in a very short time, usually for a fraction of what's owed.

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Continue reading Debt Settlement: Important Questions to Ask

Debt Settlement: Important Questions to Ask originally appeared on Walletpop Canada on Thu, 02 Feb 2012 15:05:00 EST. Please see our terms for use of feeds.

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]]>buyer bewareBuyerBewaredebt questionsdebt settlementDebt Settlement companiesdebt settlement scamsDebtQuestionsDebtSettlementDebtSettlementCompaniesDebtSettlementScamsFinanceMinistry of Consumer ServicesRTFMKate McCafferyThu, 02 Feb 2012 15:05:00 ESTGet Fit For Free, and Other New Year's Resolutionshttp://www.walletpop.ca/blog/2012/01/13/get-fit-for-free-and-other-new-year-s-resolutions/http://www.walletpop.ca/blog/2012/01/13/get-fit-for-free-and-other-new-year-s-resolutions/http://www.walletpop.ca/blog/2012/01/13/get-fit-for-free-and-other-new-year-s-resolutions/#commentsFiled under: , , ,

Happy New Year!

Do you have resolutions? Do they involve hauling yourself to the gym? Have you been yet this month? If not, save the money you might otherwise spend on a membership you won't use, start small, pick fun activities (don't spend a cent) and get started right here, right now.

Note: If you have other ambitions, say you want to learn how to knit, take up some other crafty-type hobby, learn to play an instrument or even just how to whistle (actually gave myself a headache with that one), this post can help you too.

Continue reading Get Fit For Free, and Other New Year's Resolutions

Get Fit For Free, and Other New Year's Resolutions originally appeared on Walletpop Canada on Fri, 13 Jan 2012 10:00:00 EST. Please see our terms for use of feeds.

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]]>danceEntertainmentknittinglanguagelanguage lessonsLanguageLessonslearn to drawlearn to knitLearnToDrawLearnToKnitLiving LanguageNew YorkSci/Techstep classStepClassTrust Meyogayoga practiceYogaPracticeyoutubeZumbaKate McCafferyFri, 13 Jan 2012 10:00:00 ESTHolidays Are Over; Plan Now to Pay Cash Next Yearhttp://www.walletpop.ca/blog/2012/01/10/holidays-are-over-plan-now-to-pay-cash-next-year/http://www.walletpop.ca/blog/2012/01/10/holidays-are-over-plan-now-to-pay-cash-next-year/http://www.walletpop.ca/blog/2012/01/10/holidays-are-over-plan-now-to-pay-cash-next-year/#commentsFiled under: , , , ,

We don't know when, but interest rates are almost certainly going up this year.

I hate to foist yet one more January goal-setting article on you, but what if you could position things so you wouldn't find yourself in a post-holiday debt hole again at this time next year? (Higher rates mean all of your post holiday debt will be that much more expensive to carry.)

"Many people do not plan for their holiday spending in their budgets, even though it is a major annual expense," says Jeffrey Schwartz, executive director of Consolidated Credit Counseling Services of Canada. "As a result, these expenses often end up on credit cards that can take well into the New Year to pay off."

If you've overspent at the holidays, he offers the following tips to help get back on track.

Continue reading Holidays Are Over; Plan Now to Pay Cash Next Year

Holidays Are Over; Plan Now to Pay Cash Next Year originally appeared on Walletpop Canada on Tue, 10 Jan 2012 12:15:00 EST. Please see our terms for use of feeds.

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]]>debtoverspendingpay cashPayCashKate McCafferyTue, 10 Jan 2012 12:15:00 ESTCyber Security Ignorance and the Bigger Picturehttp://www.walletpop.ca/blog/2012/01/04/cyber-security-ignorance-and-the-bigger-picture/http://www.walletpop.ca/blog/2012/01/04/cyber-security-ignorance-and-the-bigger-picture/http://www.walletpop.ca/blog/2012/01/04/cyber-security-ignorance-and-the-bigger-picture/#commentsFiled under:

Cyber SecuritySo are you tired of hearing the repeated platitudes about how you should change your passwords and keep them safe from those who might steal your information? Personally, I can't keep up with the passwords I do have. And you want me to keep changing them too?

Related:
The 25 Worst Passwords of 2011
The Most Common Hiding Places for Workplace Passwords

When it comes to cyber security, though, passwords and malware are just the tiniest tip of the iceberg. Even this tiny tip though, if ignored, can create a significant and vulnerable weak point which can compromise your own information and the information at companies you work for. You could even, unwittingly, allow your computer to be part of a larger network which attempts to bring down country infrastructures.

Depending on how you look at things, this can either sound hysterical or just too big for one person to worry about.

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Continue reading Cyber Security Ignorance and the Bigger Picture

Cyber Security Ignorance and the Bigger Picture originally appeared on Walletpop Canada on Wed, 04 Jan 2012 13:51:00 EST. Please see our terms for use of feeds.

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]]>cyber securityCyberBullyingcybercrimecybersecuritydata theftDataTheftFacebookidentity theftIdentityTheftintellectual propertyintellectual-propertyIntellectualPropertyInternet securityInternetSecuritypasswordpasswordsSci/TechKate McCafferyWed, 04 Jan 2012 13:51:00 ESTDebt Settlement or Credit Counseling?http://www.walletpop.ca/blog/2011/12/30/debt-settlement-or-credit-counseling/http://www.walletpop.ca/blog/2011/12/30/debt-settlement-or-credit-counseling/http://www.walletpop.ca/blog/2011/12/30/debt-settlement-or-credit-counseling/#commentsFiled under: , ,

debtWe all know companies and people the world over are competing for the money in your wallet. Would you believe there's stiff (and growing) competition for your debt too?

Unfortunately you probably shouldn't go running out to jump in with the first company that promises to settle your debt difficulties (were it only so simple!)

Still, if you troll websites like Facebook, if you've ever keyed some debt-related query into Google or if you listen to the radio, you've undoubtedly seen or heard advertising from companies promising relief "if you qualify." (Note: As discussed earlier, any claims that such programs are part of some government-backed initiative are complete balderdash - be careful!)

If the debt-freedom prospect appeals and you are looking at this as one of your options to getting there, one of the first things to know is that there's a difference between companies who negotiate debt settlement deals with your creditors and the more traditional not-for-profit credit counseling organizations.

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Continue reading Debt Settlement or Credit Counseling?

Debt Settlement or Credit Counseling? originally appeared on Walletpop Canada on Fri, 30 Dec 2011 13:20:00 EST. Please see our terms for use of feeds.

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]]>Better Business Bureaucreditcredit counselingCreditCounselingdebtdebt settlementDebtSettlementFacebookFinanceTransUnionKate McCafferyFri, 30 Dec 2011 13:20:00 ESTLast Minute Gifts for Babyhttp://www.walletpop.ca/blog/2011/12/28/last-minute-gifts-for-baby/http://www.walletpop.ca/blog/2011/12/28/last-minute-gifts-for-baby/http://www.walletpop.ca/blog/2011/12/28/last-minute-gifts-for-baby/#commentsFiled under: ,

babyNot all that long ago I remember scrambling around for last-minute gifts to buy for the new babies in my life. There are a lot of cute options (as you've no doubt noticed if you find yourself in this boat) but I got the strong impression that cute alone isn't enough to carry the day.

Now that I have a small human of my own, it's becoming clear that instinct was correct - there are a lot of cute toys the kid doesn't care about and a lot of cute clothes that only get worn once.

Need baby gift ideas? I'm pretty close to the subject these days. Forget the onesie - sizing on kids clothes is such a crap shoot, particularly when they're growing like unpredictable weeds. (The kids, not the clothes.)

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Last Minute Gifts for Baby originally appeared on Walletpop Canada on Wed, 28 Dec 2011 11:35:00 EST. Please see our terms for use of feeds.

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]]>baby gift ideasbaby toysBabyGiftIdeasBabyToysEntertainmentIKEASci/TechTwitterYule logKate McCafferyWed, 28 Dec 2011 11:35:00 ESTCyber Security and You (A View of the Mountain From the Top of My Little Mole Hill)http://www.walletpop.ca/blog/2011/12/22/cyber-security-and-you-a-view-of-the-mountain-from-the-top-of-m/http://www.walletpop.ca/blog/2011/12/22/cyber-security-and-you-a-view-of-the-mountain-from-the-top-of-m/http://www.walletpop.ca/blog/2011/12/22/cyber-security-and-you-a-view-of-the-mountain-from-the-top-of-m/#commentsFiled under: , ,

cyber securityThe whole thought of cyber security is an impossibly big one. I keep my anti-virus subscriptions current; I generally don't allow applications to access my Facebook profile and, if I'm lucky (and I pray I will be), I hope my trusty but aging laptop won't give up the ghost on a deadline day when things aren't backed up. That's about the extent of my concern on most days.

You might have a similar situation going on in your world. The funny (or scary) thing is, these concerns, this wee little tempest of risk in the teapot I call my own, is positively miniscule compared to the wide ocean of cyber-risk out there. Still, small, little insignificant me could make a mistake that would find my computer added to some network of machines out there, intent on bringing down a government (likely while I obliviously wonder why my service is so slow).

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Continue reading Cyber Security and You (A View of the Mountain From the Top of My Little Mole Hill)

Cyber Security and You (A View of the Mountain From the Top of My Little Mole Hill) originally appeared on Walletpop Canada on Thu, 22 Dec 2011 14:23:00 EST. Please see our terms for use of feeds.

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]]>cyber securityCyberBullyingcybercrimecybersecurityFacebookfacebook privacyFacebookPrivacyIntellectual Propertyinternet safetyInternet securityInternetSafetyInternetSecurityOntarioSci/TechKate McCafferyThu, 22 Dec 2011 14:23:00 ESTTop 10 Stolen Cars in Canadahttp://www.walletpop.ca/blog/2011/12/19/top-10-stolen-cars-in-canada/http://www.walletpop.ca/blog/2011/12/19/top-10-stolen-cars-in-canada/http://www.walletpop.ca/blog/2011/12/19/top-10-stolen-cars-in-canada/#commentsFiled under: ,

stolen carsYou might be surprised at which cars are most frequently stolen in Canada. Topping the list is not your super-luxury sports car - those are probably too well protected.

It doesn't matter that they're well beyond their best-before date in car years, if you own an aging Honda Civic or Acura, yours is probably on the list of models car thieves and shady parts dealers look out for. (Toyotas, Fords, Cadillac, Chevrolet and even a Pontiac model all make the list this year too.)

The Insurance Bureau of Canada released its annual list this week. Interestingly, they say stolen cars are now showing up more frequently in the local market - they're not necessarily being exported out of the country. Oftentimes, they say the cars are being re-sold to unsuspecting customers.

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Continue reading Top 10 Stolen Cars in Canada

Top 10 Stolen Cars in Canada originally appeared on Walletpop Canada on Mon, 19 Dec 2011 13:00:00 EST. Please see our terms for use of feeds.

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]]>car theftcarsCarTheftmost stolen carsmost stolen vehiclesMostStolenCarsMostStolenVehiclesstolen carStolenCarKate McCafferyMon, 19 Dec 2011 13:00:00 ESTDebt Settlement, Counseling and Your Credit Ratinghttp://www.walletpop.ca/blog/2011/12/13/debt-settlement-counseling-and-your-credit-rating/http://www.walletpop.ca/blog/2011/12/13/debt-settlement-counseling-and-your-credit-rating/http://www.walletpop.ca/blog/2011/12/13/debt-settlement-counseling-and-your-credit-rating/#commentsFiled under: ,

DebtWhen looking at your different debt settlement options, the impact each effort might have on your credit rating is no doubt top of mind.

"There's a feeling out there with the Canadian public, generally speaking, that your credit rating is one of the most important things on the planet," says Richard Cooper, president and CEO at Total Debt Freedom Inc. "The truth is it doesn't matter what you do, what debt relief program you sign up for, it's going to have an adverse affect on your credit rating."

That said, he adds this: "A credit rating is really like a rose garden and your debt is like a house. If your house is burning down, do you really care if the fire department is destroying your rose garden with their hoses?"

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Continue reading Debt Settlement, Counseling and Your Credit Rating

Debt Settlement, Counseling and Your Credit Rating originally appeared on Walletpop Canada on Tue, 13 Dec 2011 15:00:00 EST. Please see our terms for use of feeds.

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]]>Credit CardsCredit ratingcredit rating agenciescredit ratingscredit scorecredit scoresCreditRatingCreditRatingAgenciesCreditRatingsCreditScoreCreditScoresequifaxequifax canadaEquifaxCanadaFinanceTransUnionTwitterKate McCafferyTue, 13 Dec 2011 15:00:00 EST'Tis the Season for Generosity, Creative Giving and Balancehttp://www.walletpop.ca/blog/2011/12/13/generosity-creative-giving-and-balance/http://www.walletpop.ca/blog/2011/12/13/generosity-creative-giving-and-balance/http://www.walletpop.ca/blog/2011/12/13/generosity-creative-giving-and-balance/#commentsFiled under: , ,

It turns out we're still a nation of givers: According to Statistics Canada, the amount people gave to charity in 2010 rose 6.9 per cent compared to the previous year.

The total for that year came in at just under $8.3-billion. The number of donors increased too - the Canada Revenue Agency says just over 5.7 million reported charitable donations when filing their tax returns this year.

Continue reading 'Tis the Season for Generosity, Creative Giving and Balance

'Tis the Season for Generosity, Creative Giving and Balance originally appeared on Walletpop Canada on Tue, 13 Dec 2011 13:00:00 EST. Please see our terms for use of feeds.

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]]>Canada Revenue Agencycharitable givingCharitableGivingchristmasFacebookFinanceOntarioStatistics CanadataxesTorontoTwitterKate McCafferyTue, 13 Dec 2011 13:00:00 ESTThe Degrees of Insolvencyhttp://www.walletpop.ca/blog/2011/12/12/the-degrees-of-insolvency/http://www.walletpop.ca/blog/2011/12/12/the-degrees-of-insolvency/http://www.walletpop.ca/blog/2011/12/12/the-degrees-of-insolvency/#commentsFiled under: , , , ,

insolvencySo just where does debt settlement fit in the spectrum of solutions for those who find themselves in over their head, financially?

(We've talked about debt settlement before - this is where you hire a third party to negotiate with your creditors on your behalf, in the hopes you'll be able to settle for an amount that's less than you owe.)

In the lineup of options available, outside of the conventional ways people pay off their debts, we have settlement, credit counseling, consumer proposals and bankruptcy. Each has its own set of conditions and repercussions.

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Continue reading The Degrees of Insolvency

The Degrees of Insolvency originally appeared on Walletpop Canada on Mon, 12 Dec 2011 14:00:00 EST. Please see our terms for use of feeds.

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]]>bankruptcyconsumer proposalConsumerProposalcredit counselingCreditCounselingdebtdebt advicedebt settlementDebtAdviceDebtSettlementFinanceinsolvencySelf-HelpKate McCafferyMon, 12 Dec 2011 14:00:00 ESTWhat Is Debt Settlement?http://www.walletpop.ca/blog/2011/12/12/what-is-debt-settlement/http://www.walletpop.ca/blog/2011/12/12/what-is-debt-settlement/http://www.walletpop.ca/blog/2011/12/12/what-is-debt-settlement/#commentsFiled under: , , ,

If you're like any number of other people out there (this writer included), you have debt. If you have enough of it you may have noticed the growing number of advertising campaigns out there which have you, my dear target audience, locked squarely in their sights.

It's hard NOT to notice some of these campaigns - they're pretty aggressive. On Facebook: Ads promise to help you get out of debt in 36 months. The radio spots I've heard claim there's a "new government program" (Note: It turns out this is complete balderdash), and even though I'm signed up for the CRTC's Do Not Call list, I've received fair number of automated machine phone calls, again saying there's a new government program to help Canadians get out of debt: "Just press 1 now to be connected to a representative to see if you qualify."

Not only are the ads aggressive, their promise is oddly compelling, even if they do seem too good to be true.

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Continue reading What Is Debt Settlement?

What Is Debt Settlement? originally appeared on Walletpop Canada on Mon, 12 Dec 2011 09:00:00 EST. Please see our terms for use of feeds.

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]]>debtdebt advicedebt collectiondebt collectorsdebt crisisdebt managementdebt settlementDebt Settlement companiesdebt settlement consdebt settlement programsdebt settlement scamsDebtAdviceDebtCollectionDebtCollectorsDebtCrisisDebtManagementDebtSettlementDebtSettlementCompaniesDebtSettlementConsDebtSettlementProgramsDebtSettlementScamsFinanceTwitterKate McCafferyMon, 12 Dec 2011 09:00:00 ESTFix It Or Forget It?http://www.walletpop.ca/blog/2011/12/02/fix-it-or-forget-it/http://www.walletpop.ca/blog/2011/12/02/fix-it-or-forget-it/http://www.walletpop.ca/blog/2011/12/02/fix-it-or-forget-it/#commentsFiled under: , , ,

When I was a kid I remember our clothes dryer getting several service calls from a repair guy we'll call Larry.

Larry would come to replace belts, tinker with the starter and the thermostat and usually the thing would be up and running again in no time. That clothes dryer lasted FOREVER. (At least 20 years, if I'm not mistaken.)

The dryer we have today looks like the same model. It decided recently that it was no longer up to the task. It gave us some advance notice: Started making funny noises, took a little bit of time to get going once or twice and then, one day, made a slight buzzing noise when I pressed start before falling silent.

My first thought: Do people even repair appliances these days?

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Continue reading Fix It Or Forget It?

Fix It Or Forget It? originally appeared on Walletpop Canada on Fri, 02 Dec 2011 10:00:00 EST. Please see our terms for use of feeds.

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]]>Appliance rebatesappliance repairappliance-repairApplianceRebatesApplianceRepairappliancesFacebookfixhome improvementHomeImprovementSci/TechTwitterKate McCafferyFri, 02 Dec 2011 10:00:00 ESTCyber Security, Cyber Fraud and Cyber Mondayhttp://www.walletpop.ca/blog/2011/11/25/cyber-security-cyber-fraud-and-cyber-monday/http://www.walletpop.ca/blog/2011/11/25/cyber-security-cyber-fraud-and-cyber-monday/http://www.walletpop.ca/blog/2011/11/25/cyber-security-cyber-fraud-and-cyber-monday/#commentsFiled under: , , ,

Attention Cyber Monday shoppers, your credit card is being compromised in aisle three...

Just kidding. Well, sort of. According to PayPal Canada and Ipsos-Reid, the number of Canadians who are aware of this online shopping phenomenon has jumped dramatically, from 24 per cent in 2010 to 52 per cent today.

They also say roughly 41 cents of every dollar lost to scams in general, is lost to online scams in particular. (Note: If someone from Nigeria wants you to send money, don't do it.)

If you're interested in protecting yourself, we've written, somewhat extensively about the subject of online safety here at Walletpop. Check it out:

Continue reading Cyber Security, Cyber Fraud and Cyber Monday

Cyber Security, Cyber Fraud and Cyber Monday originally appeared on Walletpop Canada on Fri, 25 Nov 2011 11:00:00 EST. Please see our terms for use of feeds.

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]]>Apollo 11CreditCardscyber mondaycyber securityCyberMondayCyberSecurityfraudIpsos-Reidonline shoppingOnlineShoppingSci/TechThe Rolling StonesvisaKate McCafferyFri, 25 Nov 2011 11:00:00 ESTRetirement, Delayed. (You're Not Alone)http://www.walletpop.ca/blog/2011/11/15/retirement-delayed-you-re-not-alone/http://www.walletpop.ca/blog/2011/11/15/retirement-delayed-you-re-not-alone/http://www.walletpop.ca/blog/2011/11/15/retirement-delayed-you-re-not-alone/#commentsFiled under:

Here go the boomers, setting that bar again. It's long been noticed that the whole "Freedom 55" notion is a bit of a joke or a dream, depending on who you ask, but the official numbers are out to confirm for the rest of us what Walmart HR departments probably know already: People are beginning to forgo or put off the traditional retirement so many dream about, to work longer and later into their lives.

Shocking, I know. If you want some official facts and figures about the phenomenon though, if you want to know how long you might be in the workforce for yourself, or if you just want to know more about who's likely be around to play with when you finally reach your prime golfing years in the future, this study on delayed retirement is a good place to start.

Continue reading Retirement, Delayed. (You're Not Alone)

Retirement, Delayed. (You're Not Alone) originally appeared on Walletpop Canada on Tue, 15 Nov 2011 12:00:00 EST. Please see our terms for use of feeds.

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]]>baby boomersBabyBoomersboomer generationBoomerGenerationboomersdelayed retirementDelayedRetirementFinanceHealthretirementretirement planningRetirementPlanningworkingworking boomersWorkingBoomersKate McCafferyTue, 15 Nov 2011 12:00:00 EST10 Ways to Save on Grocerieshttp://www.walletpop.ca/blog/2011/11/14/10-ways-to-save-on-groceries/http://www.walletpop.ca/blog/2011/11/14/10-ways-to-save-on-groceries/http://www.walletpop.ca/blog/2011/11/14/10-ways-to-save-on-groceries/#commentsFiled under: , , ,

You don't need to be an extreme coupon clipper to save on your annual grocery bill, you just need to be a smart shopper to save money. It's a lot of money too - up to $6,000 each year.

The Grocery Maven, Teri Gault, founder and CEO of the GroceryGame.com says by following 10 simple tips, people can save enough, usually within a month, to buy (or invest in) the chest freezer that almost any frugally minded food shopper needs to keep ahead of the game.

(CLICK ON PHOTO TO LAUNCH GALLERY)

top 10 ways to save on groceries



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Continue reading 10 Ways to Save on Groceries

10 Ways to Save on Groceries originally appeared on Walletpop Canada on Mon, 14 Nov 2011 12:00:00 EST. Please see our terms for use of feeds.

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]]>Financegroceriessave moneysave money on foodSaveMoneySaveMoneyOnFoodKate McCafferyMon, 14 Nov 2011 12:00:00 ESTLow Income: Who's Most Vulnerable?http://www.walletpop.ca/blog/2011/11/07/low-income-who-s-most-vulnerable/http://www.walletpop.ca/blog/2011/11/07/low-income-who-s-most-vulnerable/http://www.walletpop.ca/blog/2011/11/07/low-income-who-s-most-vulnerable/#commentsFiled under: ,

I've heard it said regularly that knowledge is power. ("Knowing is half the battle." What cartoon is that from, anyway?) Hopefully this is true and hopefully this next bit will help the world at large and, specifically, those who risk finding themselves stuck in low-income purgatory.

Statistics Canada released a report recently which examines low-income determinants. It's a dreadful bit of reading - nothing you'd read for fun - that almost spends more time talking about analysis methodology (incomprehensible to the average lay-reader) than the actual issue. Wading through it, though, the paper does yield some interesting information about just how, who and how often people in Canada move in and out of low income status.

Continue reading Low Income: Who's Most Vulnerable?

Low Income: Who's Most Vulnerable? originally appeared on Walletpop Canada on Mon, 07 Nov 2011 09:00:00 EST. Please see our terms for use of feeds.

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]]>CanadaHealthlow incomelow income housinglow-incomelow-income housingLow-incomeHousingLowIncomeLowIncomeHousingStatistics CanadaKate McCafferyMon, 07 Nov 2011 09:00:00 ESTSix Selling Tips from eBay's Top Entrepreneurshttp://www.walletpop.ca/blog/2011/10/31/six-selling-tips-from-ebay-s-top-entrepreneurs/http://www.walletpop.ca/blog/2011/10/31/six-selling-tips-from-ebay-s-top-entrepreneurs/http://www.walletpop.ca/blog/2011/10/31/six-selling-tips-from-ebay-s-top-entrepreneurs/#commentseBay sellers, are you ready to get your Christmas on? For online retailers, I suspect this month is it. The Halloween aisle is getting cleared away to make room for the red and green and online shoppers, those with the presence of mind to shop before the very last minute deadline, are finalizing their lists.

We talked a number of top eBay entrepreneurs, handpicked by eBay Canada to receive awards for their excellence, and asked them about what makes their endeavors so successful. Their advice is good. (Online sellers, take note.)

Continue reading Six Selling Tips from eBay's Top Entrepreneurs

Six Selling Tips from eBay's Top Entrepreneurs originally appeared on Walletpop Canada on Mon, 31 Oct 2011 11:00:00 EST. Please see our terms for use of feeds.

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]]>eBayEbayAuctionsales tipsSalesTipsselling on eBayselling onlineSellingOnEbaySellingOnlineTorontoKate McCafferyMon, 31 Oct 2011 11:00:00 ESTeBay Lesson #3: Service, Supply, Price (and a Little Education)http://www.walletpop.ca/blog/2011/10/27/ebay-lesson-3-service-supply-price-and-a-little-education/http://www.walletpop.ca/blog/2011/10/27/ebay-lesson-3-service-supply-price-and-a-little-education/http://www.walletpop.ca/blog/2011/10/27/ebay-lesson-3-service-supply-price-and-a-little-education/#commentsFiled under: , , ,

There are a lot of people out there who call themselves social media experts or gurus. They may or may not know what they're talking about, but that's a topic for another day. Every once and a while though you cross paths with a company that truly gets it. It's exciting when that happens. It's even more exciting when you see that they've done it by themselves.

Last year, Mathieu Gagne was disassembling cars. Today he works in a service and technology role. In a company of 200 people, his employer noted his passion for cars and for eBay, and put him to work on the task of moving the company's inventory for sale online.

Today, a little more than a year later, Lecavalier Auto Parts is being honoured by eBay Canada in the lineup of entrepreneur awards the auction company dishes out each year to some of their exceptional shop owners.

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eBay Lesson #3: Service, Supply, Price (and a Little Education) originally appeared on Walletpop Canada on Thu, 27 Oct 2011 10:00:00 EST. Please see our terms for use of feeds.

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]]>buy car partsBuyCarPartscar partsCarPartscarsCustomer serviceEBayFacebookSci/TechYouTubeKate McCafferyThu, 27 Oct 2011 10:00:00 EST