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Credit Card Points Programs Pay Off at Christmas

If you're like many Canadians, all you want for Christmas is a free flight home – or someplace hot – for the holidays.
But try as you might, you can't find a way to redeem all those frequent flyer miles or other travel rewards points that you have accumulated through credit card purchases because of restrictions imposed by the airlines and other factors.
The mystery has remained unsolved for years. Well, there is a way, says Patrick Sojka, founder of Calgary-based Rewardscanada.ca.
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