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Ditch the Clunker and Get Government Money

Filed under: Family Finances, Going Green

How do you get old, environmentally-unfriendly cars off the road? Thanks to the Federal government its as easy as a mouse click or a phone call.

Retire Your Ride, a Federal government program which started in 2009, has successfully removed 125,000 pre-1995 vehicles off the Canadian roads.

The program, which is available to the majority of Canadians, except those living in the Territories, was fueled with Federal funding of $92 million to remove cars built prior to 1995 from the streets.

These vehicles produce 19 times more pollution than cars manufactured after 1995.

The program is ending on March 31, but there's still plenty of time to benefit from the incentives to put that clunker to pasture.

Stories of the Week: Saving Cash, Love & Spring Break

Filed under: Saving, Shopping, Technology

Everyday readers from across the country add their thoughts and opinions to new, amazing stories. Discussions are created and debates rage on in the space below posts and we, at WalletPop want to highlight the most popular stories of the week.

Ditch the Car for More Ca$h

If you want to save a bunch of money --$10,000 to be exact -- in 2011 and out of ideas on how to do it look no farther than your drive way says money expert Liz Metcalfe.

The amount of cash you put into keeping your car operational and up to provincial standards might be better spent somewhere else.

Maybe, perhaps investing in long-term purchases like a house or retirement savings.

What do you guys think? Is a car a necessity these days?

Used Car Dealers Don't Offer Info on Recalls to Buyers

Filed under: Buyer Beware, Consumer Complaints, Product Recalls

What you pay is what you get – but used car buyers should be aware that many vehicles that are up for sale may still need another visit to the mechanic shop.

According to an exclusive report from CBC News, many vehicles currently up for sale on Canadian used car lots still have safety issues related to recalls, but have never been fixed because the owner didn't know or ignored the information.

According to the Automobile Protection Agency (APA), many owners have failed to receive recall notices and when they resell, unwittingly are passing on safety problems to the car's next owner. Through APA research, they've found that one in three vehicles are in need of recall repairs.

The Recall Report: Suzuki, Mitsubishi and Lipitor

Filed under: Health, Product Recalls

More Japanese automakers have joined the recall list: both Suzuki and Mitsubishi have issued recalls related to their crossover vehicles reports The Associated Press.

Suzuki has recalled 70,000 SX4 compact crossover vehicles, manufactured between 2007 and 2010, due to a problem with loose screws with the outside rearview mirrors. The auto manufacturer had ceased sales on the SX4 until yesterday, when dealers received the replacement screws.

No reports of injuries or crashes have been reported in relation to this possible problem. Consumers can contact Suzuki through their website.

Nissan Recalls 2 Million Cars

Filed under: Product Recalls

Nissan is issuing a worldwide recall affecting 12 different models, due to a possible safety problem related to the ignition reports CTV News.

The Japanese automaker has sent out the recall on 2.14 million vehicles in Japan, Europe and North America, for cars manufactured between August 2003 to July 2006. T

The ignition problem could cause the vehicle to stall, but no reports of injuries related to this problem have been issued.

Vehicles included in the recall range from subcompact to sedan to luxury: Nissan March, Mycra, Cube, Note, Tiida, Titan and Infiniti QX56.

Consumers are asked to bring the cars in for free repair. Consumers wanting to confirm whether they're vehicle is included in the recall can contact Nissan Canada at 1-800-387-0122.

Four Dollar-Friendly Ways To Corral Car Clutter

Filed under: Economizer, Shopping

An article in the October issue of Reader's Digest suggests that driving around in a cluttered car could be hazardous to your health. In the event of an accident or other sudden stop, things like umbrellas would become projectiles that could strike you or your passengers. Apart from the safety aspect, it's much nicer to have a tidy car to drive around in, so here are four dollar-friendly ways to corral car clutter.

1. Keep a supply of small garbage bags on hand for the inevitable gum and candy wrappers, empty drink containers and used tissues. I like the "Blink" brand trash tossers. They come in a small plastic pop-up package with a hanger that slides onto the back seat pocket. They're 11 by 13 inches in size with slits that hang from two hooks on the container they came from and a drawstring for closing. Twenty bags only cost a buck.

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General Motors Canada Recalls Impalas

Filed under: Product Recalls

General Motors Canada has issued a recall of its 2009 and 2010 Impalas due to a possible problem with front seat seat belts. The big three automaker issued the recall today on 322,409 Impalas made in 2009 and 2010 according to a report from CBC News.

The 322,409 vehicles were all manufactured in Oshawa, ON and the recall is due to the possibility of injury occurring to a passenger when the webbing of the front seat belt is not secured to the anchor beside the door.

The Chevrolet cars were only sold in the United States and Canada, and 19,304 cars are being recalled in Canada. GM Canada will make any repairs at no cost to the owner and will inspect the vehicle as well. All owners will be contacted by mail by October 25th to insure they are aware of this recall.

GM Canada has received no reports of any injuries related to this possible problem.

For more information, consumers can call 1-800-630-2348 or click here.

Cash for Clunkers, Canadian Style

Filed under: Family Finances

Been thinking about getting rid of your current ride? Possibly even ditching the car altogether and using other means to get
around? Well, the Canadian government has a deal for you.

The government has instituted a program called Retire Your Ride. Currently set to expire at the end of March 2011, it is designed to take clunkers off the road. A clunker is defined as any vehicle from model year 1995 or earlier.

In order for a vehicle to be accepted into the program, it has to be in working order (engine turns over and the car can move, with no parts removed), and currently insured for the previous six months, in your name. Any vehicle up to 3,856 kilograms (8,500 pounds) will be accepted into the program.

What will they give you for turning over the keys?

There are a variety of rewards available to participants varying from province to province. These are all (with one exception) coordinated with various non-profit companies. In all provinces, you can get opt out of the program for a cash reward of $300.

If you are contemplating a new vehicle purchase, Ford, Chrysler, GM or Hyundai offer discounts as high as $3,000 on select vehicles. The discount tends to be on the more expensive or heavy vehicles.

The 411 on How to Buy a Car Online

Filed under: Budgeting & Planning, Technology

When I was a kid, my Dad used to love to spend Sundays going to the car dealerships. He would peer into the windows, look at the cars' features and pick out the next car he would buy. He loved spending hours wandering around by himself, figuring out which car would make the shortlist.

Of course, those were the days before Sunday shopping and when a work week was Monday to Friday. With busy daily schedules not leaving as much leisure time, no one has time to go to several car dealerships, trying to figure out what car would be the best choice.

Would you consider buying a car online to save time?
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