Retiring Early with Kids, Dividends & Asset Allocation, When Good Decisions Go Bad, Where to Spend a Tax Refund, Wedding Sale & More...
If you think that having kids makes it harder to retire early, you're right. But a guest blogger over at Canadian Dream: Free at 45 says that there are some ways that having kids makes retiring early easier. Read about his family's approach to saving money while having kids.
Where Do You Include Dividends in Asset Allocation?
In a classic asset allocation model, there are essentially 2 types of assets: Asset class A: Fixed income and Asset class B: Equities. Fixed income assets are pretty easy to define because they all pay a steady interest income. Equities are shares issued by public companies. Dividends could fall into both camps. So where do you put a share of a public company paying steady dividends? The Dividend Guy explains how he sees this.