retiring with debt posts

Having debt puts everybody into a position of vulnerability. The degrees of this vulnerability vary widely: For most people – for those using the credit card that gets paid off every month, for most of those with a mortgage and for just about any student or recent graduate – debt is simply a part of life that is rarely thought about in terms of risk or vulnerability.

While people are accruing debt too, it's rare that they think about how the amounts they've borrowed could ultimately impact their retirement plans. (They can, drastically.)