6. Save money on groceries

A shopper who shops with coupons is a smart shopper. So don't be shy use them. As well, before you even get to the store read those circulars that come in the mail to see what's on special for the week. Plus, this is not exactly a money saving piece of advice, but it will ensure you get the best deals and the products you want: Shop on Wednesdays. For more useful tips, check out our article on Saving Money when Grocery Shopping.

Your savings: $300 or more a year.