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10 Characteristics of Debt-Free People

4. They pay cash

4. They pay cash

One of the reasons I was able to pay off my debt was because I chose to pay with cash. If I didn't have the money, I didn't use credit as that would increase my debt load.

10 Characteristics of Debt-Free People

1. They are detail-oriented and very organized2. They're stress-free3. They operate within a budget4. They pay cash5. They don't have a lot of credit ( and understand credit)6. They understand value7. They're patient8. They comparison shop9. They're not materialistic10. They think long and hard about taking on new debt
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