When times are tough, it's easy to ignore financial goals that are way in the future. But with companies cutting back on pensions and Social Security in danger of cuts, saving for your own retirement is more important than ever. Take advantage of the tax breaks that the CRA gives you to contribute to an RRSP as well as a TFSA, your employer-sponsored RRSP or other plan at work, and you can both save thousands off your taxes now and put yourself in better position to retire rich.