Conversely, many investors have avoided stocks because of worries about the economy. Moreover, many people feel like the stock market is rigged against them, with memories of 2008's collapse still fresh in their mind. Yet the millions of investors who got out of the stock market four years ago have missed out on hundreds of billions of dollars of recoveries from those losses. Don't go out and bet everything on stocks now, but have a plan in place to get exposure to stocks.