Sure, there will be a die-hard few who live in caves and refuse to relinquish their platinum miles card from their wallet, but the trend over the coming decade will be a move from plastic to near-field communication inspired modes of payment using mobile devices. NFC payments are faster, more secure and more convenient for users. Two companies that could benefit in a big way from this movement are Dolby Laboratories and NXP Semiconductors.  NXP makes the chips used in NFC-enabled mobile devices while Dolby Labs' subsidiary, Via Licensing, owns all NFC patents. This means big royalties anytime NFC technology is used in a mobile device. Keep your eye on these two names.