Deaths and injuries:
Causes of Deaths: Equipment malfunction, weather, falling rocks or equipment

Mountaineers can face risks such as falling, avalanches, and loose rocks or dropped equipment. For people in the Lower 48 states, a mountain climbing hobby can cause life insurance premiums to increase $3.50 for every $1,000. In other places, it can increase premiums by $5 or more per $1,000 of coverage.